Please start your initial discussion post with a descriptive title. Your initial post must be a minimum of 100 words and submitted at least 3 days before the due date. Your responses must be a minimum of 30 words. The initial post and responses must all be submitted by the due date.
Your discussion posts must be substantive, thoughtful and insightful. Be sure to organize your thoughts and ideas effectively. Incorporate connections to the course material or resources you’ve discovered. Stay on topic. Avoid summarizing someone else’s post. Contribute to the learning environment with depth and with the goal of motivating discussion. Scientific discourse is based on evidence. Opinions are just that, but if used in a discussion, they must be informed opinions.
Additionally, do not make insulting or inflammatory statements in the discussion board. Be respectful of others’ ideas. Philosophical differences exist and we can all agree to disagree in a professional manner. Be patient and read the postings of others thoroughly before posting your responses. Since learning takes place over time, the responses should not be made all at once, but spread out, in order to allow dialogue to develop. The aim is to encourage interaction among students and faculty, not simply to present information.
Initial discussion posts should be made early to promote learning and engagement. All posts must be completed by the due date. Remember that you cannot see others’ posts until you complete your initial post.
Tragically, Lucy passed away when Junior was 6 years old. Chuck had to sell the house, the boat and the Audi. Chuck sold the house to Lucy’s father, who allowed Chuck and Junior to stay there and pay rent.
Several years later he met Sally, a bank executive with a stressful, high-paying job. Chuck and Sally got married, and he moved into her home.
Fast forward: Pretend that Chuck and Sally live in Murfreesboro near the MTSU campus. Sally has a daughter from her first marriage, Susie, who is 4 years younger than Junior. Susie and Junior get along for the most part, but Sally is worried that Junior and his friends may be a bad influence for Susie. Junior recently got his driver’s license; Chuck and Sally bought him a 3-year old Ford F-150 pickup truck (XL 2D) with 60,000 miles on it. In exchange, Junior is expected to take Susie to school, and after-school activities. Chuck has done well with the national pest extermination company and, even though he is in management, they still provide him with a company vehicle. Sally purchased a brand new, current year model BMW X5 just three months ago; she financed it over 5 years, has made 3 of the 60 payments, and has driven it 5,000 miles.
Primary post: Review the Declarations page of the Personal Auto Policy (see “Chuck and Sally’s policies and documents” under Contents > Case Study module) for Chuck and Sally. Based on what you’ve learned in class lectures, what is one concern that you have? Describe a particular scenario of loss that illustrates that concern.
Response to others: Choose one classmate’s post and describe how the PAP should be modified to address the concern described by your classmate.
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